International Insurance

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United States
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Meet Your Broker

Brett

Brett LaMar is an Insurance Broker who represents multiple insurance companies offering Health and Life Insurance options for expats living abroad or for travelers outside of their home country of passport. Brett believes it is very important to have coverage while living or traveling abroad so you can rest easy knowing if you have a medical emergency you will have access to private facilities to receive the best care and not break the bank. Brett has lived abroad full time for a combined total of over 9 years and is very experienced living abroad in Mexico and South East Asia. Brett also served in the United States Marine Corps for 4 years and was honorably discharged and graduated from Cape Fear Community College with a Associates Degree in Marine Technology

Don’t Take Our Word

Some kind words from our well traveled clients

Best product for expats looking for insurance away from home. They have some great deals and the staff is always willing to help. Plus, they create some great content about foreign cultures and travelling.
Good people and easy to work with. I didn't have any problems when I had to call them =)
great deal of insurance, when traveling abroad either for vacation or long stay. the staff was super helpful at all times even in places and times where normal insurances don't reach.

Benefits Of Choosing Us

Variety

We are an independent brokerage not tied to any one insurer, explore all our options today.

All Budgets

Whether you are retired on a budget or looking for a high end plan, we can help match a policy to you.

Experts

We have all been expats at one point in our life and understand in depth the world of international insurance.

Support

Take Advantage of our quick response support team to answer any questions you may have.

Question ?

Here are some common questions we get.

Do you cover pre-existing conditions?

Most of our providers do NOT cover any major pre-existing conditions, at least not fully. You will most likely receive an exclusion or an increased deductible for any specific conditions you may have. We do however have a variety of insurers with that accept different actuary risk, and maybe able to get you a more favourable offer than from other agents. If you are a US citizen, we also have one provider that may accept your conditions.
Most major medical policies insure up to the age of 75. If you are older than 75, we do have senior only plans available, or medical evacuation options up to the age of 85.
If you are healthy and under the age of 65, you most likely will not need to do an exam. If you have an existing condition, the insurer may request medical records with a current status of the condition, or a lab test to find out the current status. If you are over 60 or 65, some of our carriers require a simple physical with test like an ekg and blood work.
Yes, the majority of our providers have waived their pandemic exclusions temporarily and are covering covid from day 1 of the policy. We also have providers that do not have pandemic exclusion at all, that covered covid from the beginning of the pandemic.
We work with both global insurers that can practically insure you in any country in the world, as well as with more localized insurers that specialize in regions like Latin America. We cannot help you if you live in a country with sactions for trade from the United States Department of State, including countries like North Korea, Iran, etc.
Please take some time to talk to one of our brokers to answer any questions you may have. Chances are we have heard it before and will be able to help you, or point you in the right direction if we cannot.

Questions?

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