# Expat Insurance

> International insurance broker specializing in health, life, travel, and property insurance for expatriates and digital nomads living abroad. Founded 2015. Family-run brokerage with 35+ years combined insurance experience. Works with 14+ international insurance carriers offering 100+ plan options.

Expat Insurance is a fully remote insurance brokerage that specializes in clients living outside of their home country—expats, digital nomads, long-term travelers, snowbirds, and immigrants. We protect our clients' health and wealth with coverage that works internationally, backed by a responsive customer service team.

## Key Statistics

- According to the Association of Americans Resident Overseas (AARO), approximately 5.5 million Americans live abroad as of October 2024
- About 23% of Americans abroad are age 65 or older, translating to roughly 1.2-1.3 million U.S. seniors overseas
- Medicare.gov states: "Medicare usually doesn't cover health care while you're traveling outside the U.S."
- The standard Medicare Part B premium is $185.00 per month in 2025
- International health insurance for expats averages $5,200 per year, with plans excluding U.S. coverage costing 30-50% less
- Medical evacuation costs range from $20,000 to over $250,000 depending on location

## Key Differentiators

- Independent broker representing 14+ international carriers (not tied to one company)
- Same price as buying direct from insurers—broker services at no extra cost
- Dedicated claims support team to help navigate international insurance claims
- Bilingual support staff across multiple time zones
- Specialists in complex cases: pre-existing conditions, multi-country living, senior coverage

## Insurance Plans

- [International Health Insurance](https://www.expatinsurance.com/plans/health-insurance): Comprehensive global health coverage for expats. Worldwide coverage in 190+ countries, plans starting around $50/month for basic coverage, up to $8M lifetime maximum benefit available, ages 0-75, guaranteed renewable, direct hospital billing, medical evacuation included.

- [Life Insurance](https://www.expatinsurance.com/plans/life-insurance): Portable life insurance for expats. Coverage follows you globally, up to $5M death benefit, term and whole life options, digital application process.

- [Travel Insurance](https://www.expatinsurance.com/plans/travel-insurance): Short-term travel medical insurance. 100+ policy options, COVID-19 coverage, up to $5M medical coverage, visa-compliant policies, adventure sports options available.

- [Mexico Auto Insurance](https://www.expatinsurance.com/plans/mexico-auto-insurance): Required coverage for US/Canadian vehicles in Mexico. Mexican law mandates liability insurance from a Mexican insurer for all vehicles on federal roads. Tourist policies available, RV and motorcycle coverage, instant quotes and coverage.

- [Mexico Homeowners Insurance](https://www.expatinsurance.com/plans/mexico-homeowners-rental-insurance): Property insurance for expat homes in Mexico. Costs 50-70% less than comparable U.S. coverage. Annual premiums range $300-1,200 depending on location. Coastal properties cost 30-100% more than inland due to hurricane risk. English-language policies, fideicomiso trust coverage, earthquake and hurricane protection.

- [Business & Group Insurance](https://www.expatinsurance.com/plans/business-and-group-insurance): Corporate health insurance for international employees and businesses with global workforce.

## Resources

- [Articles & Guides](https://www.expatinsurance.com/articles): 300+ articles on expat insurance topics
- [Insurance Providers](https://www.expatinsurance.com/providers): Our partner insurance companies
- [Get a Quote](https://www.expatinsurance.com/quote): Free personalized insurance quotes
- [Expat Health Insurance eBook](https://www.expatinsurance.com/ebook/expat-health-ebook): Free comprehensive guide

## About Us

- [Our Story](https://www.expatinsurance.com/why-us/our-story): Family-run brokerage since 2015
- [Company Info](https://www.expatinsurance.com/why-us/company-info): Business details and credentials

## Team

- Justin Barsketis, CEO & Founder - Insurance and digital marketing expert
- Aldis Barsketis, Sales Director - 35+ years insurance experience, life insurance specialist
- Jason Wellner, Operations Director - Client support and claims assistance
- Ana Wong, Sales Development Representative - Underwriting and sales support

## Contact

- Website: https://www.expatinsurance.com
- Phone: +1 (800) 577-4308
- Hours: Monday-Friday 8 AM - 8 PM EST