How to Apply for a GeoBlue policy

Long-term Health Insurance

GeoBlue's Xplorer Essential and Premier health insurance policies are very popular among US Citizen expats because they accept more preexisting conditions than most international insurance companies. They are also the international arm of US-based BlueCross/BlueShield.

Review the benefits in the brochure, and if you are ready to apply, the application can be found at the end of the document: GeoBlue Brochure & Application.

To apply for a GeoBlue policy fill out the application and email it to: underwriting@geo-blue.com and claims@expatinsurance.com

If you can't email it, fax your application to +1 (610) 482-9953

Reach out to your Expat Insurance broker for a simpler application process. You can even begin the application process now through our smart portal.

What is needed to apply:

• Application - Submit an online application to Expat Insurance by email or through our website

• Identification - Scan of a government-issued ID for all applicants

Make sure the entire document is in the image and legible

• Proof of Residency - What is commonly accepted is either a resident visa, or proof of address using a utility bill, rental contract, or bank statement)

• Medical Records - While records aren't needed at time of applying, GeoBlue will generally ask for them after you submit an application if you listed any major medical history. Most commonly asked-for items are a written diagnosis from your previous physician, and/or recent lab work showing the extent of the condition.

You can read more about the international application process in this article.

Short-term (Travel) Insurance

Learn the difference between travel insurance and comprehensive international health insurance in this article.

GeoBlue offers two types of travel insurance: the Voyager plan for a single trip and the Trekker plan for multiple trips abroad. As travel insurance is far less comprehensive than major medical insurance, so too is the application process much simpler. Please note that GeoBlue's travel insurance policies are only available to individuals who have not yet left the United States.

To apply, simply navigate to this link, enter your US zip code and click GET YOUR QUOTE. On the following screen, you can read the policy benefits of the Voyager Choice plan, elegibility details, and a long list of FAQ's. If you are not enrolled in a primary healthcare plan, you are only eligible for the Voyager Essential plan. (The quote and purchase process is the same.)

In the box titled SINGLE TRIP QUOTE, select wether you already have primary health insurance, enter your travel dates (if you will be traveling for more than 6 months, consider purhcasing a longer-term policy) and your age, and click QUOTE NOW.

On the following page, you will see two sliding bars. The top bar represents the limit to coverage between $50,000 and $1 million and the bottom bar lets you select a deductible between 0 and $500. Select both of these parameters, and click APPLY NOW. If you are already a GeoBlue policyholder, you can log in with your username and password; if not, select CONTINUE AS GUEST.

Fill out the traveler information and read the acknowledgement of key plan provisions and terms of policy issuance, checking the field acknowledging your acceptance and select CONTINUE TO PAYMENT. As underwriting for travel policies only occurs in the event of a claim (and not at the time of purchase), your policy will be instantly approved as soon as you make your payment on the following page.

---

Last reviewed May 2026. For help with your own policy, contact Expat Insurance through the help center so our team can review your situation.