No, your US or Canadian auto insurance is not valid in Mexico. Mexican law requires liability coverage from a Mexican insurance company for all vehicles operating on federal roads. Driving without proper Mexican insurance can result in vehicle impoundment, fines, and potential jail time if you're involved in an accident.

At minimum, you need liability coverage to meet Mexican legal requirements. However, we recommend comprehensive coverage that includes physical damage, theft, vandalism, and medical payments. If your vehicle is financed, your lender may require extended coverage. Consider factors like your travel duration, vehicle value, and the regions you'll visit when selecting coverage.

Mexico auto insurance costs vary based on your vehicle value, coverage type, deductible, and policy duration. Basic liability coverage for a short trip can start as low as $30-50 per day, while comprehensive annual policies typically cost 2-4% of your vehicle's value. We offer competitive rates with flexible payment options in US dollars.

You'll need your travel dates, Mexican states you'll visit, vehicle details (make, model, year, value), VIN number, license plate number, and current US/Canadian insurance policy number. The entire process takes just minutes online, and your policy is issued instantly.

First, ensure everyone's safety and call emergency services if needed. Contact our 24/7 claims hotline immediately—our bilingual adjusters will guide you through the process. Take photos, get witness information, and wait for the insurance adjuster before moving vehicles. Never admit fault or sign documents you don't understand. We handle all negotiations with Mexican authorities and other parties.

Yes! We provide specialized coverage for RVs, motorhomes, motorcycles, ATVs, and even golf carts. Each vehicle type has specific coverage options and requirements. RV policies can include contents coverage and emergency lodging, while motorcycle policies address the unique risks of two-wheeled travel in Mexico.